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Membership Eligibility

Becoming a member is a special privilege. Unlike a bank, not everyone can join, but qualifying for membership at Credit Union of Ohio is relatively easy. If you work for a Select Employer Group or if you live, work, worship, or attend school in an eligible community, you can join. Once you're a member, you're always a member.

State of Ohio Employees

Credit Union of Ohio began in 1967 and was originally known as State Employees Credit Union. We’ve always been open to State of Ohio employees, including those who have retired from the State. If you are currently employed by the State of Ohio or you’ve retired from your state employment, you are eligible to become a member.

As an additional benefit to State Employees, we also provide payroll calendars to State of Ohio agencies and employees each year.

Community Groups

If you live, work, worship, or attend school in Cuyahoga, Delaware, Fairfield, Franklin, Geauga, Lake, Licking, Lorain, Madison, Mahoning, Medina, Pickaway, Portage, Summit, Trumbull or Union County, Ohio, you are eligible to become a member.

Student Groups

If you attend any school, including elementary through universities or trade schools, in Cuyahoga, Delaware, Fairfield, Franklin, Geauga, Lake, Licking, Lorain, Madison, Mahoning, Medina, Pickaway, Portage, Summit, or Trumbull County, Ohio, you are eligible to become a member.

Family Members

If you are the child, grandchild, sibling, parent, spouse, grandparent, aunt/uncle, cousin, or stepfamily of a current member at Credit Union of Ohio, who is in good standing, you are also eligible to become a member.

Select Employer Groups

If you work for the following organizations, you are eligible to become a member.

  • American Cancer Society - East Central Division
  • AMP - American Municipal Power
  • BMW Financial Services
  • Columbus West Park Nursing & Rehab
  • Disability Rights Ohio
  • Kellogg's Company - Zanesville
  • LifeSkills Centers
  • Ohio Building Authority
  • Ohio Deferred Compensation Program
  • Ohio Police and Fireman's Pension & Disability Fund
  • Ohio Public Employees Retirement System
  • Ohio public colleges, universities, and community and technical colleges
  • School Employees Retirement System
  • State of Ohio (includes retirees)
  • State Teachers Employees Retirement System
  • Stewart Enterprises:
    • Holly Memorial Gardens
    • Newark Memorial Gardens
  • Union Benefits Trust
  • Whole Foods Stores Columbus
  • Yaschco Systems, Inc.

The Best Place to Bank. Become a Member.

Contact CUO Friendly Staff