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If you feel like your spending around the holidays seems to increase each year, you may be on to something. According to the National Retail Federation, in 2025 Americans planned to individually spend an average of $890 on holiday items, including gifts, food, and decorations. It was the second-highest amount on record. 

But celebrating the season shouldn’t have to go hand-in-hand with financial stress. That’s why we’ve gathered some ideas to help. With a little planning, creativity, and a focus on what matters most, you can keep calm this holiday season while still having fun. 

As artificial intelligence continues to advance, unfortunately bad actors are taking advantage of the technology. Modern day scams include extremely realistic text messages, convincing websites, familiar phone numbers, and even people pretending to be someone you know. 

Most of today’s scams have one thing in common: They’re designed to make you act quick under pressure, before you have time to think it through.

While Credit Union of Ohio has measures in place to protect your accounts, it is important to remain vigilant so you don't fall victim to scams.

With the passage of H.R. 1, taxpayers may now deduct an amount up to $10,000 of interest paid on auto loans for qualifying vehicles. These deductions apply to taxable years beginning after December 31, 2024.

Whether you’ll be car shopping before the year ends or are thinking about buying within the next few years, a little bit of homework can often help you negotiate a better deal.

While many dealerships may be reputable and transparent, it’s important to remember that financing is another way dealerships can make money. Knowing what to expect can help you look out for common sales tactics, ask better questions, and make sure you’re getting a fair deal.

Before you start shopping, here are five car buying secrets to know.