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Savings & Money Market Accounts

Savings Accounts

Savings solutions that secure your finances and grow your money over time.

Take a look at our savings and investment accounts and find the one that’s right for you. All our savings and investment accounts are federally insured by the National Credit Union Administration to at least $250,000 and are backed with the full faith and credit of the government.

  • $5 deposit into your Share Savings account establishes membership and ownership in the credit union
  • Save for vacation or an unexpected expense
  • Youth, Teen and Young Adult account options*

*The Youth, Teen or Young Adult Share Savings account is eligible for 24 and under only, and upon the primary accountholder's 25th birthday, this account will automatically convert to a Regular Share Savings account, subject to its rates and conditions.

Money Market Accounts

Looking to get a little more from your savings?

Our Insured Money Market Accounts* are a great option!

  • Earn higher dividends at tiered rates
  • Option to write checks**
  • Regular and young adult account options

*Money Market Acct minimum opening deposit:  Regular - $2,500; Young Adult - $1,000.
**Checks written for less than $100 will incur a fee. Please refer to your account disclosure for full details.

Christmas Club Account

Build your Holiday Budget!

Opening a CUO Christmas Club is a great way to prepare your finances for the holiday season, no matter the time of year. By depositing a small amount each pay, you'll have your holiday shopping budget squared away in no time! Features of this account include:

  • Earn higher dividends than savings*
  • Unlimited deposits with access to withdraw funds, if necessary**
  • Funds automatically roll into Savings in October every year

*Account requires minimum of $100.00 to earn dividends.
**Withdrawals may incur a fee. Please refer to your account disclosure for full details.

Enjoy these additional features with any of our savings account options:

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Additional Insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.