Loan Rates
Rates are current as of January 1, 2020 and are subject to change. Don't forget, you can get discounted rates on certain loans by using your PridePoints!
AUTO & Motorcycle LOANS |
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LOAN TERM |
Rate (as low as) |
APR1 |
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New & Used |
Up to 72 months |
3.74% (f) |
3.96% |
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New Only |
73 - 84 months |
4.74% (f) |
4.93% |
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2012 & Older |
Up to 48 months |
5.74% (f) |
6.07% |
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BOAT & RV LOANS |
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LOAN TERM |
Rate (as low as |
APR1 |
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New |
Up to 48 months |
8.50% (f) |
8.84% |
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49 - 84 months |
8.75% (f) |
8.95% |
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85 - 120 months |
9.25% (f) |
9.45% |
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Used |
Up to 36 months |
8.75% (f) |
9.19% |
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37 - 66 months |
9.00% (f) |
9.25% |
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67 - 84 months |
9.75% (f) |
9.96% |
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1APRs shown are based on a $30,000 loan at the maximum term with a $195 processing fee. |
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Other Loans |
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LOAN TYPE |
LOAN TERM |
Rate (as low as) |
APR2 |
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Signature Loan |
Up to 60 months |
11.90% (f) |
12.11% |
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Overdraft Line of Credit |
Line of Credit |
15.00% (f) |
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Shared Secured Loan |
Up to 60 months |
5.05% (f) |
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Computer Loan |
Up to 36 months |
5.95% (f) |
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Holiday Loan3 |
Up to 24 months |
7.95% (f) |
8.42% |
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2Signature loan APR based on $20,000 loan at 60 months with a $95 processing fee. Holiday loan APR based on a $20,000 loan at 24 months with a $95 processing fee. |
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VISA CREDIT CARDS |
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Card Type |
APR (as low as) |
ANNUAL FEE |
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Platinum |
9.90% (f) |
None |
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Young Adult Visa |
12.90% (f) |
None |
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Student Loans |
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The Credit Union of Ohio Smart Option Student Loan by Sallie Mae® is an ideal solution to help you pay for the college expenses not covered by scholarships and federal loans. To learn more or to apply click here. |
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HOME EQUITY LOANS |
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LOAN TERM |
Rate (as low as) |
APR4 |
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Up to 80% Loan-to-Value |
Up to 84 months |
5.25% (f) |
5.60% |
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85 - 120 months |
6.00% (f) |
6.26% |
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Line of Credit5 |
4.75% (v) |
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Up to 90% Loan-to-Value |
Up to 84 months |
5.50% (f) |
5.85% |
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85 - 120 months |
6.25% (f) |
6.51% |
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Line of Credit6 |
5.00% (v) |
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4Fixed Rate Home Equity Assumptions: APR based on $75,000 loan with $868 in closing costs. |
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MORTGAGE LOANS |
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Call our mortgage specialists at 614.487.6650 ext 2254 for more information or visit our Mortgage Program to view loan options, daily rates at myCUmortgage and to find a realtor and visit our CUO Realtor Program. |
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APR = Annual Percentage Rate. (f) = fixed rate; (v) = variable rate. Your rate may be different based on your credit history. Rates are subject to change. Rate reduction using PridePoints is applicable for auto loans, boat/motorcycle/RV loans and signature loans only. Silver Advantage member discount is for auto, signature, boat/motorcycle/RV loans and signature loans only. PridePoint rewards cannot be combined with Silver ADVANTAGE discounts.
Credit Union of Ohio's NMLS # 704953
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