Loan Rates
Rates are current as of April 1, 2018 and are subject to change. Don't forget, you can get discounted rates on certain loans by using your PridePoints!
CARD TYPE
AUTO LOANS |
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LOAN TERM |
APR (as low as) |
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New & Used |
Up to 72 months |
3.49% (f) |
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New Only |
73 - 84 months |
4.49% (f) |
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2010 & Older |
Up to 48 months |
5.49% (f) |
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BOAT, MOTORCYCLE & RV LOANS |
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LOAN TERM |
APR (as low as |
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New |
Up to 48 months |
8.50% (f) |
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49 - 84 months |
8.75% (f) |
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85 - 120 months |
9.25% (f) |
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Used |
Up to 36 months |
8.75% (f) |
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37 - 66 months |
9.00% (f) |
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67 - 84 months |
9.75% (f) |
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Consumer Loans |
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LOAN TYPE |
LOAN TERM |
APR (as low as) |
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Signature Loan |
Up to 60 months |
11.90% (f) |
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Overdraft Line of Credit |
Line of Credit |
15.00% (f) |
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Shared Secured Loan |
Up to 60 months |
5.05% (f) |
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Computer Loan |
Up to 36 months |
5.95% (f) |
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VISA CREDIT CARDS |
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Card Type |
APR (as low as) |
ANNUAL FEE |
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Platinum |
9.90% (f) |
None |
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Student Visa |
12.90% (f) |
None |
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Student Loans |
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The Credit Union of Ohio Smart Option Student Loan by Sallie Mae® is an ideal solution to help you pay for the college expenses not covered by scholarships and federal loans. To learn more or to apply click here. |
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HOME EQUITY LOANS |
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LOAN TERM |
APR (as low as) |
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Up to 80% Loan-to-Value |
Up to 84 months |
4.88% (f) |
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85 - 120 months |
5.63% (f) |
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Line of Credit* |
1.99% (for 6 months) (v) |
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Up to 90% Loan-to-Value |
Up to 84 months |
5.13% (f) |
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85 - 120 months |
5.88% (f) |
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Line of Credit* |
1.99% (for 6 months) (v) |
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*Rates based on the Prime Rate as reported in the Wall Street Journal on the last day of the previous calendar month. Rate will not exceed 18.00% APR. (f) = fixed rate, (v) = variable rate. |
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MORTGAGE LOANS |
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Call our mortgage specialists at 614.487.6650, ext 1726 for more information or visit our Mortgage Program to view loan options, daily rates at myCUmortgage and to find a realtor and visit our CUO Realtor Program. |
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APR = Annual Percentage Rate. (f) = fixed rate; (v) = variable rate. Your rate may be different based on your credit history. Rates are subject to change. Rate reduction using PridePoints is applicable for auto loans, boat/motorcycle/RV loans and signature loans only. Silver Advantage member discount is for auto, signature, boat/motorcycle/RV loans and signature loans only. PridePoint rewards cannot be combined with Silver ADVANTAGE discounts.
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