Loan Rates

AUTO & Motorcycle LOANS

LOAN TYPE

Rates

APR¹

New & Used, multiple terms

Starting at 3.74% (f)

3.99%

Call 800.443.5698 for more details!

BOAT & RV LOANS

LOAN TYPE

Rates

APR¹

New, multiple terms

Starting at 8.50% (f)

8.89%

Used, multiple terms

Starting at 8.75% (f)

9.26%

Call 800.443.5698 for more details!

¹APRs shown are based on a $30,000 loan at the maximum term with a $225 processing fee.

Other Loans

LOAN TYPE

LOAN TERM

Rate (as low as)

APR²

Personal Loan

Up to 60 months

11.90% (f)

12.11%

Overdraft Line of Credit

Line of Credit

15.00% (f)

Shared Secured Loan

Up to 60 months

5.02% (f)

Computer Loan

Up to 36 months

5.95% (f)

Summer Loan Special³

Up to 24 months

7.95% (f)

8.42%

²APRs shown are based on $20,000 loan at the maximum term with a $95 processing fee.
³Summer Loan financing up to 24 months. Existing CUO loans are ineligible for Summer Loan refinancing. This offer may end at any time

VISA CREDIT CARDS

Card Type

APR (as low as)

ANNUAL FEE

Rewards

12.99% (v)⁴

None

Platinum

9.90% (f)

None

Young Adult

12.90% (f)

None

⁴Rate based on the Prime Rate as reported in Wall Street Journal on the last business day of the previous calendar month plus a margin of 8.99%.

Student Loans

The Credit Union of Ohio Smart Option Student Loan by Sallie Mae® is an ideal solution to help you pay for the college expenses not covered by scholarships and federal loans.  To learn more or to apply click here.

HOME EQUITY LOANS

LOAN TYPE

Rates

APR⁵

Up to 80% Loan-to-Value

Home Equity Loan

Starting at 5.25% (f)

5.60%

Line of Credit Special⁶

1.99% (3 months)

Up to 90% Loan-to-Value

Home Equity Loan

Starting at 5.50% (f)

5.85%

Line of Credit Special⁶

1.99% (3 months)

Call 800.443.5698 for more details!

⁵Fixed Rate Home Equity Assumptions: APR based on $75,000 loan with $868 in closing costs.
⁶Home Equity Line of Credit Special subject to change at any time. After introductory period, rate will be the higher between the rate floor (4.00%) and the Prime Rate(80% LTV) or Prime Rate plus 0.25% (90% LTV) as reported in the Wall Street Journal on the last day of the previous calendar month. Rate will not exceed 18.00% APR.
(f) = fixed rate, (v) = variable rate.

MORTGAGE LOANS

Call our mortgage specialists at 614.487.6650 ext 2254 for more information or visit our Mortgage Program to view loan options, daily rates at myCUmortgage and to find a  realtor and visit our CUO Realtor Program.