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Rates are current as of January 1, 2022 and are subject to change.

 

AUTO & Motorcycle LOANS

LOAN TYPE
Rates
APR1

New & Used, multiple terms

Starting at 3.74% (f)

3.96%

Call 800.443.5698 for more details!

BOAT & RV LOANS

LOAN TYPE
Rates
APR1

New, multiple terms

Starting at 8.50% (f)

8.84%

Used, multiple terms

Starting at 8.75% (f)

9.19%

Call 800.443.5698 for more details!

1APRs shown are based on a $30,000 loan at the maximum term with a $225 processing fee.

Other Loans

LOAN TYPE
LOAN TERM
Rate (as low as)
APR2

Personal Loan

Up to 60 months

11.90% (f)

12.11%

Overdraft Line of Credit

Line of Credit

15.00% (f)

 

Shared Secured Loan

Up to 60 months

5.02% (f)

 

Computer Loan

Up to 36 months

5.95% (f)

 

Holiday Recovery Loan3

Up to 24 months

7.95% (f)

8.42%

2Personal loan APR based on $20,000 loan at 60 months with a $95 processing fee.
3Holiday Recovery Loan financing up to 24 months.

VISA CREDIT CARDS

Card Type
APR (as low as)
ANNUAL FEE

Rewards

12.24% (v)4

None

Platinum

9.90% (f)

None

4Rate based on the Prime Rate as reported in Wall Street Journal on the last business day of the previous calendar month plus a margin of 8.99%.

Student Loans

The Credit Union of Ohio Smart Option Student Loan by Sallie Mae® is an ideal solution to help you pay for the college expenses not covered by scholarships and federal loans.  To learn more or to apply click here.

HOME EQUITY LOANS

LOAN TYPE
Rates
APR5

Up to 80% Loan-to-Value

Home Equity Loan

Starting at 5.25% (f)

5.60%

Line of Credit

4.00% (v)

 

Up to 90% Loan-to-Value

Home Equity Loan

Starting at 5.50% (f)

5.85%

Line of Credit

4.00% (v)

 

Call 800.443.5698 for more details!

5Fixed Rate Home Equity Assumptions: APR based on $75,000 loan with $868 in closing costs.
6Home Equity Line of Credit rate will be the higher between the rate floor (4.00%) and the Prime Rate(80% LTV) or Prime Rate plus 0.25% (90% LTV) as reported in the Wall Street Journal on the last day of the previous calendar month. Rate will not exceed 18.00% APR.
(f) = fixed rate, (v) = variable rate.

MORTGAGE LOANS

Call our mortgage specialists at 614.487.6650 ext 2254 for more information or visit our Mortgage Program to view loan options, daily rates at myCUmortgage and to find a  realtor and visit our CUO Realtor Program.

APR = Annual Percentage Rate. (f) = fixed rate; (v) = variable rate. Your rate may be different based on your credit history. Rates are subject to change. Silver ADVANTAGE member discount is for auto, motorcycle, boat/RV loans and personal loans only.

Credit Union of Ohio's NMLS # 704953

Amber Stillings #744518
Ashly Price #1485260
Chevella Meadows #1601069
Cindy Walker #1959062
Deanna Kovacs #2212956
Debra Rider #1146865
Donna Webb #1031998
Evangelina Winfield #1675251
Jennifer Hatfield #541978
Sally Cashdollar #2183854
Shannon Massey #1425125
Spenser Fonner #959273

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