Loan Rates
Rates are current as of April 1, 2021 and are subject to change. Don't forget, you can get discounted rates on certain loans by using your PridePoints!
AUTO & Motorcycle LOANS |
||||
LOAN TYPE |
Rates |
APR1 |
||
|
New & Used, multiple terms |
Starting at 3.74% (f) |
3.96% |
||
|
Call 800.443.5698 for more details! |
||||
BOAT & RV LOANS |
||||
LOAN TYPE |
Rates |
APR1 |
||
|
New, multiple terms |
Starting at 8.50% (f) |
8.84% |
||
|
Used, multiple terms |
Starting at 8.75% (f) |
9.19% |
||
|
Call 800.443.5698 for more details! |
||||
|
1APRs shown are based on a $30,000 loan at the maximum term with a $225 processing fee. |
||||
Other Loans |
||||
LOAN TYPE |
LOAN TERM |
Rate (as low as) |
APR2 |
|
|
Signature Loan |
Up to 60 months |
11.90% (f) |
12.11% |
|
|
Overdraft Line of Credit |
Line of Credit |
15.00% (f) |
||
|
Shared Secured Loan |
Up to 60 months |
5.05% (f) |
||
|
Computer Loan |
Up to 36 months |
5.95% (f) |
||
|
2Signature loan APR based on $20,000 loan at 60 months with a $95 processing fee. |
||||
VISA CREDIT CARDS |
||||
Card Type |
APR (as low as) |
ANNUAL FEE |
||
|
Rewards |
12.24% (v)3 |
None |
||
|
Platinum |
9.90% (f) |
None |
||
|
Classic |
12.90% (f) |
None |
||
|
3Rate based on the Prime Rate as reported in Wall Street Journal on the last business day of the previous calendar month plus a margin of 8.99%. |
||||
Student Loans |
||||
|
The Credit Union of Ohio Smart Option Student Loan by Sallie Mae® is an ideal solution to help you pay for the college expenses not covered by scholarships and federal loans. To learn more or to apply click here. |
||||
HOME EQUITY LOANS |
||||
LOAN TYPE |
Rates |
APR4 |
||
|
Up to 80% Loan-to-Value |
Home Equity Loan |
Starting at 5.25% (f) |
5.60% |
|
|
Line of Credit Special5 |
1.99% (6 months) |
|||
|
Up to 90% Loan-to-Value |
Home Equity Loan |
Starting at 5.50% (f) |
5.85% |
|
|
Line of Credit Special5 |
1.99% (6 months) |
|||
|
Call 800.443.5698 for more details! |
||||
|
4Fixed Rate Home Equity Assumptions: APR based on $75,000 loan with $868 in closing costs. |
||||
MORTGAGE LOANS |
||||
|
Call our mortgage specialists at 614.487.6650 ext 2254 for more information or visit our Mortgage Program to view loan options, daily rates at myCUmortgage and to find a realtor and visit our CUO Realtor Program. |
||||
APR = Annual Percentage Rate. (f) = fixed rate; (v) = variable rate. Your rate may be different based on your credit history. Rates are subject to change. Rate reduction using PridePoints is applicable for auto loans, boat/motorcycle/RV loans and signature loans only. Silver Advantage member discount is for auto, signature, boat/motorcycle/RV loans and signature loans only. PridePoint rewards cannot be combined with Silver ADVANTAGE discounts.
Credit Union of Ohio's NMLS # 704953
Alicia Hunt #1010850
Amber Stillings #744518
Angela Cattladge #1879942
Ashly Price #1485260
Chevella Meadows #1601069
Cindy Walker #1959062
Debra Rider #1146865
Donna Webb #1031998
Jennifer Hatfield #541978
Jocelyn McCandlish #1485427
Karolyn Stephens #1959632
Shannon Massey #1425125