Loan Rates
Rates are current as of March 1, 2019 and are subject to change. Don't forget, you can get discounted rates on certain loans by using your PridePoints!
AUTO & Motorcycle LOANS |
||||
LOAN TERM |
Rate (as low as) |
APR1 |
||
|
New & Used |
Up to 72 months |
3.74% (f) |
3.96% |
|
|
New Only |
73 - 84 months |
4.74% (f) |
4.93% |
|
|
2011 & Older |
Up to 48 months |
5.74% (f) |
6.07% |
|
BOAT & RV LOANS |
||||
LOAN TERM |
Rate (as low as |
APR1 |
||
|
New |
Up to 48 months |
8.50% (f) |
8.84% |
|
|
49 - 84 months |
8.75% (f) |
8.95% |
||
|
85 - 120 months |
9.25% (f) |
9.45% |
||
|
Used |
Up to 36 months |
8.75% (f) |
9.19% |
|
|
37 - 66 months |
9.00% (f) |
9.25% |
||
|
67 - 84 months |
9.75% (f) |
9.96% |
||
|
1APRs shown are based on a $30,000 loan at the maximum term with a $195 processing fee. |
||||
Other Loans |
||||
LOAN TYPE |
LOAN TERM |
Rate (as low as) |
APR2 |
|
|
Signature Loan |
Up to 60 months |
11.90% (f) |
12.11% |
|
|
Overdraft Line of Credit |
Line of Credit |
15.00% (f) |
||
|
Shared Secured Loan |
Up to 60 months |
5.05% (f) |
||
|
Computer Loan |
Up to 36 months |
5.95% (f) |
||
|
2Signature loan APR based on $20,000 loan at 60 months with a $95 processing fee. |
||||
VISA CREDIT CARDS |
||||
Card Type |
APR (as low as) |
ANNUAL FEE |
||
|
Platinum |
9.90% (f) |
None |
||
|
Student Visa |
12.90% (f) |
None |
||
Student Loans |
||||
|
The Credit Union of Ohio Smart Option Student Loan by Sallie Mae® is an ideal solution to help you pay for the college expenses not covered by scholarships and federal loans. To learn more or to apply click here. |
||||
HOME EQUITY LOANS |
||||
LOAN TERM |
Rate (as low as) |
APR3 |
||
|
Up to 80% Loan-to-Value |
Up to 84 months |
5.25% (f) |
5.60% |
|
|
85 - 120 months |
6.00% (f) |
6.26% |
||
|
Line of Credit4 |
5.50% (v) |
|||
|
Up to 90% Loan-to-Value |
Up to 84 months |
5.50% (f) |
5.85% |
|
|
85 - 120 months |
6.25% (f) |
6.51% |
||
|
Line of Credit5 |
5.75% (v) |
|||
|
3Fixed Rate Home Equity Assumptions: APR based on $75,000 loan with $868 in closing costs. |
||||
MORTGAGE LOANS |
||||
|
Call our mortgage specialists at 614.487.6650, ext 1726 for more information or visit our Mortgage Program to view loan options, daily rates at myCUmortgage and to find a realtor and visit our CUO Realtor Program. |
||||
APR = Annual Percentage Rate. (f) = fixed rate; (v) = variable rate. Your rate may be different based on your credit history. Rates are subject to change. Rate reduction using PridePoints is applicable for auto loans, boat/motorcycle/RV loans and signature loans only. Silver Advantage member discount is for auto, signature, boat/motorcycle/RV loans and signature loans only. PridePoint rewards cannot be combined with Silver ADVANTAGE discounts.
Credit Union of Ohio's NMLS # 704953
Amber Bell #744518
Ashly Price #1485260
Chevella Meadows #1601069
Debra Rider #1146865
Donna Webb #1031998
Jennifer Hatfield #541978
Jocelyn McCandlish #1485427
Kelly Godwin #1425208
Leah Dunham #1158603
Shannon Massey #1425125