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Loan Rates

Rates are current as of November 1, 2018 and are subject to change. Don't forget, you can get discounted rates on certain loans by using your PridePoints!

 

AUTO LOANS

LOAN TERM
Rate (as low as)
APR1

New & Used

Up to 72 months

3.49% (f)

3.71%

New Only

73 - 84 months

4.49% (f)

4.68%

2010 & Older

Up to 48 months

5.49% (f)

5.82%

BOAT, MOTORCYCLE & RV LOANS

LOAN TERM
Rate (as low as
APR1

New

Up to 48 months

8.50% (f)

8.84%

49 - 84 months

8.75% (f)

8.95%

85 - 120 months

9.25% (f)

9.45%

Used

Up to 36 months

8.75% (f)

9.19%

37 - 66 months

9.00% (f)

9.25%

67 - 84 months

9.75% (f)

9.96%

1APRs shown are based on a $30,000 loan at the maximum term with a $195 processing fee.

Other Loans

LOAN TYPE
LOAN TERM
Rate (as low as)
APR2

Signature Loan

Up to 60 months

11.90% (f)

12.11%

Overdraft Line of Credit

Line of Credit

15.00% (f)

 

Shared Secured Loan

Up to 60 months

5.05% (f)

 

Computer Loan

Up to 36 months

5.95% (f)

 

Holiday Loan3

Up to 24 months

7.95% (f)

 

2Signature loan APR based on $20,000 loan at 60 months with a $95 processing fee.
3Holiday Loan is subject to change at any time. Your rate may be different based on credit history.

VISA CREDIT CARDS

Card Type
APR (as low as)
ANNUAL FEE

Platinum

9.90% (f)

None

Student Visa

12.90% (f)

None

Student Loans

The Credit Union of Ohio Smart Option Student Loan by Sallie Mae® is an ideal solution to help you pay for the college expenses not covered by scholarships and federal loans.  To learn more or to apply click here.

HOME EQUITY LOANS

LOAN TERM
Rate (as low as)
APR4

Up to 80%

Loan-to-Value

Up to 84 months

5.25% (f)

5.60%

85 - 120 months

6.00% (f)

6.26%

Line of Credit5

5.25% (v)

 

Up to 90%

Loan-to-Value

Up to 84 months

5.50% (f)

5.85%

85 - 120 months

6.25% (f)

6.51%

Line of Credit6

5.50% (v)

 

4Fixed Rate Home Equity Assumptions: APR based on $75,000 loan with $868 in closing costs.
5Rate based on the Prime Rate as reported in the Wall Street Journal on the last day of the previous calendar month. Rate will not exceed 18.00% APR.
6Rate based on the Prime Rate plus 0.25% as reported in the Wall Street Journal on the last day of the previous calendar month. Rate will not exceed 18.00% APR.
(f) = fixed rate, (v) = variable rate.

MORTGAGE LOANS

Call our mortgage specialists at 614.487.6650, ext 1726 for more information or visit our Mortgage Program to view loan options, daily rates at myCUmortgage and to find a  realtor and visit our CUO Realtor Program.

APR = Annual Percentage Rate. (f) = fixed rate; (v) = variable rate. Your rate may be different based on your credit history. Rates are subject to change. Rate reduction using PridePoints is applicable for auto loans, boat/motorcycle/RV loans and signature loans only. Silver Advantage member discount is for auto, signature, boat/motorcycle/RV loans and signature loans only. PridePoint rewards cannot be combined with Silver ADVANTAGE discounts.

Credit Union of Ohio's NMLS # 704953

Amber Bell #744518

Ashly Price #1485260

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Debra Rider #1146865

Donna Webb #1031998

Jennifer Hatfield #541978

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Important Account Information

Credit Union of Ohio is bringing you a technology upgrade!

It’s important to note that you will have limited access with your accounts December 1 – 2.  We appreciate your understanding as we take our tech game to the next level by bringing you a new mobile app and online and phone banking services.

Learn More