Loan Rates
Rates are current as of January 1, 2021 and are subject to change. Don't forget, you can get discounted rates on certain loans by using your PridePoints!
AUTO & Motorcycle LOANS |
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LOAN TYPE |
Rates |
APR1 |
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New & Used, multiple terms |
Starting at 3.74% (f) |
3.96% |
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Call 800.443.5698 for more details! |
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BOAT & RV LOANS |
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LOAN TYPE |
Rates |
APR1 |
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New, multiple terms |
Starting at 8.50% (f) |
8.84% |
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Used, multiple terms |
Starting at 8.75% (f) |
9.19% |
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Call 800.443.5698 for more details! |
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1APRs shown are based on a $30,000 loan at the maximum term with a $225 processing fee. |
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Other Loans |
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LOAN TYPE |
LOAN TERM |
Rate (as low as) |
APR2 |
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Signature Loan |
Up to 60 months |
11.90% (f) |
12.11% |
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Overdraft Line of Credit |
Line of Credit |
15.00% (f) |
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Shared Secured Loan |
Up to 60 months |
5.05% (f) |
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Computer Loan |
Up to 36 months |
5.95% (f) |
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Winter Loan Special3 |
Up to 24 months |
7.95% (f) |
8.42% |
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2Signature loan APR based on $20,000 loan at 60 months with a $95 processing fee. |
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VISA CREDIT CARDS |
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Card Type |
APR (as low as) |
ANNUAL FEE |
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Rewards |
12.24% (v)4 |
None |
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Platinum |
9.90% (f) |
None |
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Classic |
12.90% (f) |
None |
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4Rate based on the Prime Rate as reported in Wall Street Journal on the last business day of the previous calendar month plus a margin of 8.99%. |
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Student Loans |
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The Credit Union of Ohio Smart Option Student Loan by Sallie Mae® is an ideal solution to help you pay for the college expenses not covered by scholarships and federal loans. To learn more or to apply click here. |
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HOME EQUITY LOANS |
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LOAN TYPE |
Rates |
APR5 |
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Up to 80% Loan-to-Value |
Home Equity Loan |
Starting at 5.25% (f) |
5.60% |
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Line of Credit6 |
4.00% (v) |
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Up to 90% Loan-to-Value |
Home Equity Loan |
Starting at 5.50% (f) |
5.85% |
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Line of Credit6 |
4.00% (v) |
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Call 800.443.5698 for more details! |
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5Fixed Rate Home Equity Assumptions: APR based on $75,000 loan with $868 in closing costs. |
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MORTGAGE LOANS |
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Call our mortgage specialists at 614.487.6650 ext 2254 for more information or visit our Mortgage Program to view loan options, daily rates at myCUmortgage and to find a realtor and visit our CUO Realtor Program. |
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APR = Annual Percentage Rate. (f) = fixed rate; (v) = variable rate. Your rate may be different based on your credit history. Rates are subject to change. Rate reduction using PridePoints is applicable for auto loans, boat/motorcycle/RV loans and signature loans only. Silver Advantage member discount is for auto, signature, boat/motorcycle/RV loans and signature loans only. PridePoint rewards cannot be combined with Silver ADVANTAGE discounts.
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