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Loan Rates

Table data for Auto & Motorcycle Loans
 Effective 02-02-2023
Fixed Rate
(as low as)		 APR1 Alert Me
New & Used (multiple terms) 5.54% 5.80%
  • 1APRs shown are based on a $30,000 loan at the maximum term with a $225 processing fee.↵
Table data for Boat & RV Loans
 Effective 02-02-2023
Fixed Rate
(as low as)		 APR1 Alert Me
New (multiple terms) 8.50% 8.89%
Used (multiple terms) 8.75% 9.26%
  • 1APRs shown are based on a $30,000 loan at the maximum term with a $225 processing fee.↵
Table data for Other Loans
 Effective 02-02-2023
Term Fixed Rate
(as low as)		 APR1 Alert Me
Personal Loan Up to 60 months 12.15% 12.36%
Overdraft Line of Credit Line of Credit 15.00%
Share Secured Loan Up to 60 months 5.02%
Computer Loan Up to 36 months 5.95%
Holiday Recovery Loan2 Up to 24 months 8.95% 9.42%
  • 1APRs shown are based on $20,000 loan at the maximum term with a $95 processing fee.↵
  • 2Financing up to 24 months. Existing CUO loans are ineligible for Holiday Recovery Loan refinancing. This offer may end at any time.↵
Table data for VISA Credit Cards
 Effective 02-02-2023
APR
(as low as)		 ANNUAL FEE Alert Me
Rewards 16.49%1 None
Platinum 9.90%2 None
Young Adult 12.90%2 None
  • 1Variable Rate. Rate based on the Prime Rate as reported in Wall Street Journal on the last business day of the previous calendar month plus a margin of 8.99%.↵
  • 2Fixed Rate.↵
Table data for Home Equity Loans
 Effective 02-02-2023
Loan-to-Value Loan Type Rate
(as low as)		 APR1 Alert Me
Up to 80% Home Equity Loan 7.50%2 7.86%
Up to 80% Line of Credit 7.50%3
Up to 90% Home Equity Loan 7.75%2 8.11%
Up to 90% Line of Credit 7.75%3
  • 1Fixed Rate Home Equity Assumptions: APR based on $75,000 loan with $868 in closing costs.↵
  • 2Fixed Rate.↵
  • 3Home Equity Line of Credit rate will be the higher between the rate floor (4.00%) and the Prime Rate(80% LTV) or Prime Rate plus 0.25% (90% LTV) as reported in the Wall Street Journal on the last day of the previous calendar month. Rate will not exceed 18.00% APR.↵

For more information on our rates, please call 800.443.5698 or apply today!

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