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Mortgage Loans

Buying Your Home

Whether you’re buying your first home or purchasing another, we pride ourselves on affordability and terms you can understand. The chart below provides a simple summary of the mortgage options we offer for your convenience. Plus, get pre-approved to make your house-hunting experience easier and to give yourself more bargaining power!

Mortgage Refinancing

Save on one of the largest purchases you’ve made by refinancing to one of our lower rates. Plus, you have the option to get Cash-Out when you refinance, so you can pay for your home improvement projects without additional loans!

Apply Now    Rates

Loan Options

Conventional

  • 10, 15, 20, and 30 year terms available
  • 3% and 5% minimum down payment options
  • Affordable, fixed rates.

FHA

  • 15 and 30 year terms available
  • 3.5% minimum down payment
  • Reduced interest rates.



First Time Homebuyer

  • 10, 15, 20, and 30 year terms available
  • 3% minimum down payment
  • Down payment can be from gifts and other eligible sources.
  • Great for homebuyers with good credit but limited funds.

VA Loan

  • 15 and 30 year terms available
  • No down payment required
  • Reduced closing costs and no Monthly Mortgage Insurance.

USDA Loan

  • 30 year term
  • No down payment required
  • Reduced Monthly Mortgage Insurance.

Get Started


ADDITIONAL OFFERS AND INFORMATION

  • Mortgages are available for primary residences, eligible condominiums, and vacation homes in the state of Ohio
  • Preapprovals on all of our financing options
  • Questions? Email us here.

CREDIT UNION OF OHIO'S NMLS # 704953

  • Amber Stillings #744518
  • Ashly Price #1485260
  • Chevella Meadows #1601069
  • Cindy Walker #1959062
  • Deanna Kovacs #2212956
  • Debra Lipscomb #835247
  • Donna Webb #1031998
  • Evangelina Winfield #1675251
  • Jennifer Hatfield #541978
  • Mona Grendzinski #1219733
  • Sally Cashdollar #2183854
  • Shannon Massey #1425125
  • Spenser Fonner #959273