Branches Reopening!

We are excited to open our branches with safety measures in place on Tuesday, May 26.  Measures have been put in place to ensure the safety of our staff and members while visiting lobbies. For more information, please click here.

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Credit Union of Ohio, Your Local Mortgage Lender


mortgage special!

$300 off your closing costs with a CUO mortgage*

Financing a Home

Whether you're buying your first home, purchasing another, or refinancing, you get affordability and terms you can understand. We offer traditional first mortgages, adjustable-rate mortgages, and other loan options. Get pre-approved to make your house-hunting experience easier and to give you more bargaining power.

Apply Today                 Explore Rates




Additional Notes


10, 15, 20,
and 30 Year

3%1, 5%

  • Affordable, fixed rates.
  • You should consider monthly payments and
    total interest when determining the term.


1/1, 3/1, 5/1, 7/1
and 10/1 ARMs


  • Can keep payments lower during the first few years.
  • Best for those intending to live in the home for a
    limited time.


15 and 30 Year


  • Reduced interest rates.
  • Only available to those that qualify and may require
    additional insurance.

First Time Homebuyer Program

(HomeReady Advantage)2

10, 15, 20,
and 30 Year


  • Down payment can be from gifts and other eligible sources.
  • Requires completion of an online Homebuyers Education Course.
  • Great for homebuyers with good credit but limited funds.


15 and 30 Year

No down payment

  • Reduced closing costs and no Monthly Mortgage Insurance.
  • Only available for eligible veterans, active duty, reservist, or surviving spouse.


30 Year

No down payment

  • Reduced Monthly Mortgage Insurance.
  • Income and property address restrictions may apply.

1Down payment of 3% for qualifying First Time Homebuyers   2HomeReady Advantage Program is subject to change at any time

Apply Today                 Explore Rates

Additional offers and information

  • Mortgages are available for primary residences, eligible condominiums, and vacation homes in the state of Ohio
  • Preapprovals on all of our financing options
  • Questions? Email us here.


Alicia Hunt #1010850
Amber Stillings #744518
Angela Cattladge #1879942
Ashly Price #1485260
Chevella Meadows #1601069
Cindy Walker #1959062
Debra Rider #1146865
Destiny Langston #1860632
Donna Webb #1031998
Jennifer Hatfield #541978
Jocelyn McCandlish #1485427
Karolyn Stephens #1959632
Shannon Massey #1425125


 *Members who are approved for a purchase or refinance $100,000 or more will receive $300 off the closing. $300 off closing cannot be used toward down payment or with any other discounts, and not available for FHA, home equity loans or lines of credit. All loans are subject to credit approval. This offer may end at any time. This offer must be mentioned at time of application. NMLS #704953


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