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Credit Union of Ohio, Your Local Mortgage Lender

 

mortgage special!

$300 off your closing costs with a CUO mortgage*

Financing a Home

Whether you're buying your first home, purchasing another, or refinancing, you get affordability and terms you can understand. We offer traditional first mortgages, adjustable-rate mortgages, and other loan options. Get pre-approved to make your house-hunting experience easier and to give you more bargaining power.

Apply Today                 Explore Rates

Type

Terms

Minimum
Down
Payment

Additional Notes

Conventional

10, 15, 20,
and 30 Year

3%1, 5%

  • Affordable, fixed rates.
  • You should consider monthly payments and
    total interest when determining the term.

ARMs

1/1, 3/1, 5/1, 7/1
and 10/1 ARMs

10%

  • Can keep payments lower during the first few years.
  • Best for those intending to live in the home for a
    limited time.

FHA

15 and 30 Year

3.5%

  • Reduced interest rates.
  • Only available to those that qualify and may require
    additional insurance.

First Time Homebuyer Program

(HomeReady Advantage)2

10, 15, 20,
and 30 Year

3%

  • Down payment can be from gifts and other eligible sources.
  • Requires completion of an online Homebuyers Education Course.
  • Great for homebuyers with good credit but limited funds.

VA

15 and 30 Year

No down payment
required

  • Reduced closing costs and no Monthly Mortgage Insurance.
  • Only available for eligible veterans, active duty, reservist, or surviving spouse.

USDA

30 Year

No down payment
required

  • Reduced Monthly Mortgage Insurance.
  • Income and property address restrictions may apply.

1Down payment of 3% for qualifying First Time Homebuyers   2HomeReady Advantage Program is subject to change at any time

Apply Today                 Explore Rates

Additional offers and information

  • Mortgages are available for primary residences, eligible condominiums, and vacation homes in the state of Ohio
  • Preapprovals on all of our financing options
  • Questions? Email us here.


CREDIT UNION OF OHIO'S NMLS # 704953

Alicia Hunt #1010850
Amber Stillings #744518
Angela Cattladge #1879942
Ashly Price #1485260
Chevella Meadows #1601069
Debra Rider #1146865
Destiny Langston #1860632
Donna Webb #1031998
Jennifer Hatfield #541978
Jocelyn McCandlish #1485427
Shannon Massey #1425125

 

 *Members who are approved for a purchase or refinance $100,000 or more will receive $300 off the closing. $300 off closing cannot be used toward down payment or with any other discounts, and not available for home equity loans or lines of credit. All loans are subject to credit approval. This offer may end at any time. This offer must be mentioned at time of application. NMLS #704953

 

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