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HOME IMPROVEMENT 101

Whether you are searching for your first home or getting ready to take on a big project in your current home, here are some reminders on how to financially make it happen!

REFINANCE

Rates are at all-time lows, making it an opportune time to refinance. Here are a couple ways a refinance can help you make your home improvement project feasible:
 

Lower your monthly payments

The purpose of a refinance is typically to move from a higher interest rate to a lower interest rate, therefore making your monthly payments smaller. It is not uncommon to be able to shave off hundreds of dollars per month after a refinance leaving you money left over for your project.
 

Do a cash out for a home-improvement project

One great way to make the most out of your refinance is to do a cash out for home improvement projects. This, in turn, may add even more value to your house when sold.
 

HOME EQUITY LOANS AND LINES OF CREDIT

A home equity loan or line of credit is another great tool if you are planning a big project. A loan offers you a fixed monthly payment plan to make your project more affordable. A line of credit is similar to a credit card and allows you to only spend what you need, as you need it.

Right now is a great time to consider this option with our home equity special that offers no payment for 90 days or 1.99% APR for 6 months.*
 

PURCHASE

If you’re ready to purchase a new home, expect a few projects along the way. Our team here at Credit Union of Ohio is here to help you through the complete process. Attend one of our free homebuyers webinars in March to learn more about how we can help you find and furnish your home sweet home!

Interested in taking the next step? Visit our mortgage center to check rates and apply online! Or, give us a call and we’ll talk you through your options.

*Click here for complete details.

 

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