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The health and safety of our employees and members is our top priority. Due to increasing numbers, we have made the decision that branches will be open by appointment only effective, Monday, November 23. More info here.

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Get the 411 on refinancing

Rates are at all-time lows, making it an opportune time to refinance, but what ARE the biggest benefits? We break down the most common benefits of a refinance below!

Lower your monthly payments
The purpose of a refinance is typically to move from a higher interest rate to a lower interest rate, therefore making your monthly payments smaller. It is not uncommon to be able to shave off hundreds of dollars per month after a refinance.

Decrease your loan term
Another benefit of refinancing is to decrease the term of your loan. With the right refinance, our members are often able to shorten their loan by several years while keeping their payment amount close to the same.

Do a cash out for a home-improvement project
One great way to make the most out of your refinance is to do a cash out for home improvement projects. This, in turn, may add even more value to the house when sold!

Do all of the above
With interest rates at all-time lows, it is not uncommon for our members to be able to shorten their loan term, decrease their monthly payments AND even do a cash out at closing. This is the best situation for a beneficial refinance!

If you’re interested in investigating if a refinance is right for you, visit our mortgage center to check rates and apply online! Or, give us a call and we’ll talk you through your options.



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