Eight Terrific Tips for College-Bound Teens
Loans and credit can be a confusing topic for many teens and college students. Whether you are a student or just helping someone through the process, these tips will help you make smart decisions about paying for college.
- Take advantage of free financial classes and resources available through your credit union. You can also sign up for free online tools such as CashCourse.
- Scholarships are not only for high school seniors. A variety can be found throughout your academic career. Here is a list of opportunities in Ohio.
- Opportunities should be free. Never pay to apply for a scholarship. If you think a scholarship opportunity looks suspicious, inquire for additional information.
- Apply for scholarships as you apply for schools. Most college admission essays can be reused or repurposed for scholarship applications.
- Plan ahead. If you wait until the last minute, you may miss the deadline for hundreds of simple scholarship applications.
- Set a goal for how many scholarships you will apply for. If you have a goal ahead of time, your chances will be better to follow through on applying.
- Save 10 percent of everything. That includes saving 10 percent of your birthday money, allowance, job earnings and more. Even if it’s just a dollar at a time, start saving now.
- Investigate alternate loan options. Consider the Credit Union of Ohio Smart Option Student Loan by Sallie Mae® as a way to fill in the gaps for money you need for books, housing and other expenses not covered by scholarships and federal loans.
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