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Seven tips for your next vehicle purchase

Buying a vehicle is a major purchase decision but it doesn’t have to be a confusing one. We can help figure out what you can afford, get you pre-approved for a loan and answer any financial questions about the process. Contact us to get started.

  1. Pre-shop online – Put together a list or folder of your favorite vehicles with pricing information and bring it to the dealer to help negotiate a fair deal. You can use Credit Union of Ohio’s True Car Buying Service to find the best deals.
  1. Be trade-in ready - If you’re trading in your old car, make sure to look up its current trade-in value. If you have service records for your car, gather those for bargaining too.
     
  2. Get pre-approved – The best loan rates are not always found at the dealership. You’ll have more buying power knowing you’re pre-approved, along with knowing what you can afford.
     
  3. Investigate ways to save on loan rates – For example, right now Credit Union of Ohio members can take advantage of our Sweet Deal promotion with no payments due for up to 90 days. Plus, get a pre-approval letter that’s good for 30 days and up to .25% off auto loan rates through PridePoint Member Rewards.
  1. Consider a fuel-efficient vehicle – Think long-term with your purchase. Fuel prices will most likely rise, so buying something fuel-efficient can build significant savings over the life of your vehicle.
  1. Beware of extended warranties – Some dealers will offer additional warranties with your vehicle. Make sure to find out what is covered on the factory warranty before buying additional warranties.
     
  2. Ask about promotions or deals – Before you commit to buying a car, make sure to ask if there are any promotions or deals currently offered or any that are planned in the near future. It never hurts to ask!

Credit Union of Ohio bonus – Our members receive an auto insurance discount through Nationwide Insurance. Compare to see how much you can save on a new purchase or on your current vehicle.

 

 

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