Savings & Investments Accounts
Whether you're saving for vacation, unexpected expenses–or you simply want to teach your child how to budget, you’ll find the right account at Credit Union of Ohio. Our savings solutions will help you secure your finances and grow your money over time. It’s time to get your money working for you. Whatever your savings goal, we’re here to help. Take a look at our savings and investment accounts and find the one that’s right for you.
All our savings and investment accounts are federally insured by the National Credit Union Administration to at least $250,000 and are backed with the full faith and credit of the government.
Check out this easy-to-read comparison chart of all Credit Union of Ohio savings & investment accounts:
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SHARE SAVINGS |
INSURED MONEY MARKET ACCOUNTS |
SHARE CERTIFICATES |
CLUB ACCOUNTS |
Individual retirement accounts (IRAs) |
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Account Details |
For small savers just starting a regular savings program, this is a great way to start off right. |
A tiered account for serious savers who only need limited access but want higher dividends. |
A variety of terms are available for anyone who wants to put money aside and let it grow without any work. |
Great for anyone, these accounts really jumpstart a savings program, even for the youngest in your family. |
With Traditional and Roth IRA options, these accounts are an ideal solution to help save for the future. |
Account Types Available |
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Opened as a Traditional or Roth, options include:
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Minimum to Open |
$5 (Regular) |
Varies with type1 |
Varies with type2 |
$5 |
$25 (Savings) |
Dividend Compounding |
Monthly |
Monthly |
Quarterly *except Educational Growth Certificate which is monthly. |
Monthly |
Monthly (Savings) Quarterly (Certificates) |
Funds Accessibility |
Unlimited deposits and withdrawals3 |
Up to 6 withdrawals or transfers; deposits unlimited |
Funds are locked in until account maturity |
Unlimited deposits and withdrawals3 |
Limited contributions and disbursements4 |
How to Access Funds |
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Additional Benefits |
• Dividends paid earn PridePoint Rewards.6 • Build with payroll deduction. • Federally insured. |
• Dividends paid earn PridePoint Rewards.6 • Build with payroll deduction. • Federally insured. |
• Increase your rate by 0.25% by using PridePoint Reward at opening. • Dividends paid earn PridePoint Rewards.6 • Federally insured. |
• Dividends paid on Christmas Club and Young Adult Savings earn PridePoint Rewards.6 • Build with payroll deduction. • Federally insured. |
• Contributions may be tax deductible7 • Federally insured. |
1-Money Market Acct minimum opening deposit: Regular - $2,500; Young Adult - $1,000. |