Compare saving & investment Accounts


 

Anyone can offer a fly-by-night rate special.  We advise members to look beyond the "flash in the pan" to consider consistency of rates before they trouble themselves rate-chasing.  Because we are owned by you, the member, we take any excess earnings and give them back to you directly -- in the form of better dividends on your savings accounts. 

All our savings and investment accounts are federally insured by the National Credit Union Administration to at least $250,000 and are backed with the full faith and credit of the government.

 

  Share Savings

Insured Money
Market Accounts

Share Certificates Club Accounts
Account Details For small savers just starting a regular savings program, this is a great way to start off right. A tiered account for serious savers who only need limited access but want higher dividends. A variety of terms are available for anyone who wants to put money aside and let it grow without any work. Great for anyone, these accounts really jumpstart a savings program, even forthe youngest in your family.
Account Types Available

• Regular - every member is required to open a primary share savings as their share of ownership in the credit union.

• IRA - open as a Traditional or Roth.

• Regular

• Student - for ages 18-24 enrolled in post-secondary education.

• Regular - variety of terms from 3 to 60 months.

• IRA - open as a Traditional or Roth.

• Coverdell ESA

• Bump Up - 20-mo. or 30-mo. terms; jump to the current rate, up to 1.00% anytime during the term.

• Educational Growth - variable rate and matures on your child's 18th birthday; guaranteed min. and max. rate.

• Christmas Club - matures on the first business day of Oct.; funds automatically transferred to share savings for access.

• Youth - for ages 12 and under.

• Teen - for ages 13 - 17.

• Student - for ages 18 - 24 enrolled in post-secondary education.

Minimum to Open $25 Varies with type1 Varies with type2 $25
Dividend Compounding  Monthly  Monthly Quarterly  Monthly
Funds Accessibility Unlimited deposits and withdrawals3 Up to 6 withdrawals or transfers; deposits unlimited Funds are locked in untl account maturity Unlimited deposits and withdrawals3
How to Access Funds Teller, AudioConnect, WebConnect, ATMs4 Teller, AudioConnect, WebConnect -- Teller, AudioConnect, WebConnect, ATMs4
Additional Benefits5

• Dividends paid earn PridePoint Rewards.

• Build with payroll deduction.

• Federally insured.

• Dividends paid earn PridePoint Rewards.

• Build with payroll deduction.

• Federally insured.

• Increase your rate by 0.25% by using PridePoint Reward at opening.

• Dividends paid earn PridePoint Rewards.

• Build with payroll deduction.

• Federally insured.

 

• Dividends paid on Christmas Club and Student Savings earn PridePoint Rewards.

• Build with payroll deduction.

• Federally insured.

1-Money Market Acct minimum opening deposit:  Regular - $2,500; Student - $1,000. 2-Certificate Acct minimum opening deposit:  Regular - $500; IRA & Coverdell ESA - $100; Bump Up:  20-mo - $5,000 and 30-mo - $10,000; Educational Growth - $200. 3-Certain transactions are limitd by federal regulations. Refer to your Account Disclosure for more information.   4-ATM cards are available with Regular Share Savings, Youth Club, Teen Club, and Student Club Accounts only; there is a $1 monthly charge and a limit of two free ATM transactions per month, then $1.50 each.  If you need more ATM access, we recommend opening a checking account.  5-PridePoint Rewards - dividend rate bonuses are available for Regular, IRA, and Bump Up Certificates only; must be at least age 18 to earn points.