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Just like your favorite airline keeps track of the miles you fly, the PridePoints program keeps track of your contribution to your financial cooperative. The more business you do with your credit union, the more you contribute to the cooperative; the more PridePoints you earn. It's that simple!
Most financial institutions choose to charge relationship fees to encourage people to save and borrow ("do more or we'll charge you a fee"). Because we operate to better your lifestyle, we take a different approach.
As an owner of the credit union, each member shares equal responsibility to support the cooperative. We're all in this together--that's the heart of a credit union. When you show support -- by saving and borrowing at the credit union -- you earn rewards to get even better rates.
We call them PridePoints because when you contribute to your cooperative, you're showing pride in being a credit union member. After all, you could go anywhere to do your banking, but you choose us. The name PridePoints also comes from our core values: partnership, reliability, integrity, dedication and excellence.
It's easy to earn points, and that's especially so when you're a dedicated member of the cooperative. Just look at all the ways you can earn points:
|1 point||Every $1 in dividends you earn on all deposit accounts|
Every $1 in interest you pay on loans
(all loans and credit cards, except first mortgages)
|1,000 points||New Member|
|1,000 points||New Member Referral|
|1,000 points||Open Checking w/ Direct Deposit|
|1,000 points||e-Statement Activation|
|1,000 points||On your Membership Anniversary|
Plus! Earn more PridePoints when you take advantage of special offers. Just look for the PointStar!
Gathering all your points over time enables you to get the best deal on your future financial needs:
Free Box of Checks
(any style up to a $25 value)
|.25% increase on a Certificate||2,500 points|
|.25% decrease on a loan||2,500 points|
PROGRAM RULES AND CONDITIONS: Credit Union of Ohio's PridePoint Member Rewards program is open to members of the credit union, in good standing, age 18 and older. Communications about the program, including changes, will be done primarily online. By becoming a member of the credit union and by using this program, you agree to current and future rules of the program.
For a rate bonus, you must cash in points at the time of loan application or account opening. Existing loans/accounts are excluded. Points are one-time only awards, except on monthly interest paid or annual membership anniversary. All points expire three years from when they are earned. Members under 18 do not earn PridePoint Rewards. If you close your primary share account for any reason, you forfeit all points you may have accumulated, even if you re-open your primary share account at a later date, previously-earned points will not be reinstated.